Users are advised to meticulously review this Privacy Policy. Selecting options like ''Register'', ''I Agree with MeetBrar Loan’s Privacy Policy'', ''I Consent to My Personal Information Being Managed as Outlined by MeetBrar Loan’s Privacy Policy'' or similar statements encountered on the MeetBrar Loan sign-up interface, or whilst utilizing the services or accessing the platform, signifies your acknowledgment and consent to the processing of your personal data as specified in this document.
1. Data Retention Policy at MeetBrar Loan
The policy of MeetBrar Loan concerning the storage of your Data is to limit the duration of retention to the minimum necessary for accomplishing the goals set forth in sections 2 and 10 of this Privacy Policy. Additionally, we may hold onto your Data for longer periods when: (i) compliance with legal and regulatory mandates necessitates; (ii) lawful permissions exist for extended storage; and (iii) preparations for or defense against legal actions require such retention.
2. MeetBrar Loan engages in the collection and oversight of:
1) Identifying particulars such as your legal name and date of birth;
2) Inputs from your loan application, detailing your financial situation, current employment, purpose for the loan, and mobile device specs;
3) Communication methods, including your postal address, phone number, and email address;
4) Borrower-specific information, encompassing SSS numbers, employment history, personal and emergency contacts;
5) Your mobile device's technical specifications, like device ID, operating system, settings, account details, carrier, and network specifics, as well as display features;
6) The sources of such information (herein referred to as "Info") include:
7) Installation of the MeetBrar Loan software or when expressing interest in a loan service;
8) Direct dealings with our team, whether through customer service or loan consultations;
9) Credit reporting agencies that cross-check your Info with external databases for verification or fraud prevention purposes;
10) Collecting and managing your Info is vital for the provision of MeetBrar Loan's services or to fulfill legal prerequisites. Collection without your explicit consent only occurs when absolutely necessary.
3. The Way MeetBrar Loan Employs Your Information
• To ascertain your qualification for loans and services, analyzing financial stability and suitability for service enhancements.
• Management of loan agreements, ensuring efficient processing and execution of financial obligations.
• Identity verification to ensure the reliability of client data.
• Implementation of measures to safeguard against fraud and secure service integrity.
• Upgradation of MeetBrar Loan's service portfolio to better meet user needs.
• Tackling of any operational issues experienced by clients.
• Compliance with legal mandates focusing on client authentication and financial crime deterrence.
• Distribution of promotional content, subject to your acceptance.
• Communication about service advancements and news.
• Cooperation with credit validation and fraud mitigation partners.
• Customer service excellence and engagement through selected communication modes.
Grounds for Processing Client Data:
• Leveraging legitimate interests for service enhancement and operational efficiency.
• Adhering to our contractual commitments to you, including addressing inquiries pre-agreement.
• Processing based upon your explicit approval for certain data handling procedures.
4. Governance of User Information by MeetBrar Loan
Through the acceptance of this Privacy Policy, the Borrower authorizes MeetBrar Loan, along with its subsidiaries and partners, to conduct regular credit assessments using the provided information, not only during the loan’s term but also for future financial service considerations.
MeetBrar Loan guarantees the confidentiality of personal data, with a strict policy against disclosing such information to unrelated third parties, except as strictly required for delivering its financial services. Limited personal data may be shared with selected research partners, with a preference for data anonymization to protect user privacy.
By agreeing to this policy, you permit MeetBrar Loan to disseminate your data, when necessary, to:
• The broader MeetBrar Loan Group network, including associated agents, affiliates, and leadership teams;
• Banking and financial partners, credit reference agencies, and organizations specializing in fraud detection and technological support;
• External entities tasked with assisting in financial recoveries or operational enhancements;
• Appropriate regulatory bodies and entities in the event of legal, merger, or acquisition proceedings;
• Other relevant parties under the compulsion of legal directives, for the enforcement of agreements, or for safeguarding the interests of MeetBrar Loan and its community.
This structured approach to data sharing is integral to the provision of MeetBrar Loan’s services, reflecting a commitment to legal compliance and the secure management of user data.
5. The Impact of Not Sharing Personal Information
You are under no obligation to provide us with your personal information or consent to its processing. Should you choose to withdraw your consent or not provide the necessary data, please be aware that this may affect our capacity to deliver our services to you effectively. Consequently, this may lead to the termination of our services to you, as allowed by law. Notwithstanding, we may retain your information based on legitimate interests as defined by law, especially in scenarios where outstanding financial obligations exist, to facilitate ongoing collection activities.
6. Consent and Delegation by Engaging with MeetBrar Loan App
Upon the installation and utilization of the MeetBrar Loan App, you consent to:
• Adhere to the conditions of this Privacy Policy;
• Allow MeetBrar Loan the authority to process your Information, which may span across personal, sensitive, and confidential data types as per relevant legislation, in alignment with the practices described in this Privacy Policy;
• Affirm the truth and completeness of all Information you have supplied and commit to provide to MeetBrar Loan;
• Grant MeetBrar Loan permission to undertake verification processes to confirm the accuracy of the provided Information;
• Acknowledge MeetBrar Loan’s requirement to share your Information with regulatory entities including but not limited to the Bangko Sentral ng Pilipinas, Anti-Money Laundering Council, and credit reporting bodies to meet statutory and legal duties.
7. Facial Data Collection and Use Agreement
User Agreement for Facial Data Use in Account Verification
The integrity and security of your user account are paramount to us. As part of this dedication, the application engages in the collection of facial data during the Know Your Customer (KYC) authentication steps. Please review our practices concerning facial data usage:
Facial Data Collection: We gather information related to your facial attributes and biometric identifiers solely for identity authentication and account security enhancements.
Intended Use of Facial Information: This facial information is utilized exclusively for the KYC verification process, ensuring the legitimacy and protection of your account. This data will not be repurposed for commercial uses.
Privacy and Sharing of Facial Data: We assure you that your facial data remains confidential and is not shared with any external entities without legal requirement or without obtaining your clear consent.
Facial Data Storage and Protection: Rigorous security protocols are in place to guard the facial data stored on our servers, with comprehensive measures adopted to secure your information.
Retention of Facial Data: We hold onto your facial data only as long as it serves the KYC verification need, following which immediate actions are taken to delete or anonymize such data.
Rights Regarding Your Facial Information: You are entitled to access, modify, or request the deletion of your biometric data. Should you have any questions or wish to exercise your rights, our privacy team is ready to assist.
By engaging with our application, you consent to our facial data processing as described herein. Our pledge is to uphold stringent privacy and security levels for all your personal information.
For further details or support, feel free to reach out to our privacy team, committed to ensuring a secure service experience.
8. Detailed Introduction to Our Loan Service Affiliate
Meet Our Trusted Loan Affiliate: At MeetBrar Loan, our mission is to offer you an array of loan and credit services through our partnership with leading loan providers. It’s vital for our users to be acquainted with these partners.
Loan Provider Profile:
• Provider Name: Peso Redee Financing Co. Inc.
• Legal and License Information:
• SEC Registration ID: CS201804564
• Certification of Authority: 1165
• Communication Line:
• Customer Support Email:
[email protected]
• Phone: +63 9512621054
• Office Location:
• Address: Unit 204 Pacific Center Condominium 33 San Miguel Avenue, Ortigas Center Pasig, Metro Manila, 1605 Philippines
9. Reaching Out and Privacy Policy Revisions
Should you have any questions or need assistance, our team is available at
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Our Privacy Policy is reviewed and updated periodically to reflect our ongoing commitment to your privacy and security. Please note that the latest policy update was made on March 5, 2025. We advise you to frequently visit this page for the most current policy information.